The newest way to do the oldest thing in business:
access working capital on demand.

The Revenued Business Card Visa® Commercial Card is powered by Marqeta. Revenued's service provides for the purchase of future receivables and is not a credit card or a loan and is provided solely by Revenued, not Sutton Bank.
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Revenued Card@4x

Get your hands
on your working capital

With its powerful Flex Line, Revenued offers a uniquely mobile and immediate form of revenue-based financing.

The Revenued Business Card Visa® Commercial Card is powered by Marqeta. Revenued's service provides for the purchase of future receivables and is not a credit card or a loan and is provided solely by Revenued, not Sutton Bank.

Only pay for
what you use

The revenue-based financing that Revenued offers keeps proper financing in focus. Business owners can use their funds as much or as little as they see fit.

The Revenued Business Card Visa® Commercial Card is powered by Marqeta. Revenued's service provides for the purchase of future receivables and is not a credit card or a loan and is provided solely by Revenued, not Sutton Bank.

Financing that
grows with you

Customer service at Revenued stands out amongst the rest. Our users trust Revenued to help ensure their working capital is always at the ready.

The Revenued Business Card Visa® Commercial Card is powered by Marqeta. Revenued's service provides for the purchase of future receivables and is not a credit card or a loan and is provided solely by Revenued, not Sutton Bank.

10 K+

Members

12 Yrs.

Of Experience

4.6 /5

Rating on Trustpilot

+$ 4 B

Financing Provided

Revenued’s Flex Line + Business Card is here

What makes us different?

Working capital when you need it most

With our mobile app and Visa business card, you'll have 24/7 access to business funding - all right in your back pocket. Spending limits change as business performance changes, increasing as your revenue grows.

Real support from real humans

Our 5-star team is here to help you through the application process from start to finish. Once approved, you’ll receive a dedicated Account Manager to help you make the most of being a Revenued account holder.

A new way to working capital

We utilize revenue-based financing to get your business the funding it needs in the form of an investment, not a loan. That means we purchase a portion of your future receivables to provide you with working capital today.

Unlock control of your business finances

With our app, you're in the driver's seat of your spending. Easily check your transactions and payment history anytime.

We see things differently

It's 2024 - we believe it should be easy to access the working capital your business needs. Because we purchase your future income instead of lending, we're far more likely to say "yes" than a bank and able to provide instant financing when you need it most.

Fast and easy application process

Apply online and receive a funding decision in as little as an hour with our secure application. Upon approval,  you'll receive a login and be able to access funds for your business within 24 hours.

Getting started is easy

We'll always take credit for a job well done

But don't just take our word for it. Check out what people are saying about Revenued.

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This was the best experience I have ever had in the financial market! Every one was kind, professional, and knowledgeable. Great job!
Lisa Peiffer
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Great Business Account
Glad to now have a Revenued account. I've been hearing great reviews about this company, so I decided to give it a try. Processing is fast, easy, straightforward. Frank U And Sam M were also efficiently helpful.
Jazel Salas
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Revenued is a GREAT company with GREAT IDEAS! Revenued friendly staff explained their process and didn't make me feel like I was buying a new car. AG was honest and upfront. They were not trying to perfect their product but knew their product had already been perfected. They are not as concerned about PG but solely about the business. I'm SOOOOO GRATEFUL!!!!!!
Phillip White
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Regi was outstanding!
Regi was outstanding! He explained everything to me about the entire process as I was unfamiliar with this type of financing. He was very patient with me and made me feel comfortable! I would highly recommend this company.
Cathy Daly
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I highly recommend Revenued
I highly recommend Revenued. I am just starting with them and the process from applying to getting approved went great. My Sales executive Sam M. was extremely helpful in answering any questions I had and right there every step of the way. I will give updates later as I begin to use my business card and flex line of credit.
Shamus Champ
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So far so good! Great customer service and communication and everything has been explained to me so I know what to expect and how everything works! No question as went unanswered and it has been a smooth quick and simple process so far! Hope to continue enjoying and doing business with them!
Ashley Carroll
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Really great source of funding for my…
Really great source of funding for my small construction firm and projects that require immediate payments for items of need. Aron, Marina and Elona were really effective in handling of my funding needs and availability for funds that were very useful. Great work Revenued!!
Ronald Arif
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Perfect Card for Business..... I can't say enough about this company, the people and the customer service. I Have been waiting for a card like this. It is just what my business needs and I can grow with it. You will not be disappointed they actually take your business and hard work into consideration. It means the world to me. Thank you very much to Kevin and Eno!!!!
Brittany Gordon
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Impressive
When I signed up with Revenued I did not know what to expect. My rep Eglon was able to walk me thru all the steps and made it very easy for me to complete my application and the process. I would recommend them to anyone looking to start their business credit.
Hersh Hines
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Throughout my whole process signing up was easy! Everyone was very knowledgeable and made sure I knew what I was getting ! Only regret is I didn’t go through them sooner!
Bc Riley
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Grateful of Revenued
Grateful of Revenued. Customer service is great, the versatility of the product is great and they are flexible. Sergesta has been great to me.
Stanley Lara
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Muy buena experiencia de trabajar con…
Muy buena experiencia de trabajar con esta compañía estoy super satisfecho y la recomiendo con mucha seguridad a otras personas con negocios pequeños como el mio laura fue una buena guía en este proceso
Juan carlos
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In the middle of so much stress, I was surprised and pleased that every time I called there was somebody on the other line to help. The instructions and process of our PPP loan was not as painful. Most importantly, we were funded in less than 3 weeks, just in time to make payroll! We have referred them to our friends who also own businesses but were refused from the big banks. Thank you so much for your work and support!
Zanibel Melo

Rated 4.8 / 5 based on 1000+ reviews. Showing our 5 star reviews.

FAQs

Improving your business's cash flow can be achieved through several strategies. One option is to optimize your inventory management by reducing inventory levels and increasing inventory turnover. You can also implement a discount or promotion strategy to encourage prompt payments from customers.

Additionally, negotiating better payment terms with suppliers can help to improve your cash flow. Another option is to consider alternative financing options such as invoice financing or lines of credit.

Creating a financial forecast for your business requires an understanding of your past financial performance, market trends, and your future goals. Start by identifying your key revenue drivers and expenses, then forecast them based on historical trends, market research, and projected changes in your business.

Incorporate multiple scenarios into your forecast, including best-case and worst-case scenarios. This can help you to identify potential risks and opportunities for your business. Regularly reviewing and adjusting your financial forecast can help you to stay on track toward achieving your financial goals.

The most important financial metrics for your business will depend on your industry, business model, and goals. However, some commonly used metrics include revenue, gross profit margin, net profit margin, cash flow, and return on investment.

These metrics can help you to track your business's financial performance over time and identify areas for improvement. It's important to regularly review your financial metrics and adjust your business strategy as needed to maintain a healthy financial position.

The two basic ways to finance a business are debt financing and equity financing. Debt financing means borrowing funds from lenders, such as banks or financial institutions, which need to be repaid over time, with interest.

Equity financing, on the other hand, involves selling a portion of the business ownership to investors in exchange for capital. This capital does not need to be repaid, however, it does result in a dilution of ownership. Each method has its advantages and considerations, and the choice depends on factors like the business's financial situation, growth plans, and desired level of control.

The amount of debt a small business should have depends on several factors, including its industry, profitability, and risk tolerance. While there is no specific threshold, it is generally recommended that small businesses maintain a "manageable" level of debt.

This basically means that businesses should be borrowing enough to have sufficient cash flow to cover operating expenses and invest in growth, while still having the ability to make regular loan payments. It is important to strike a balance between leveraging debt for growth opportunities and ensuring the business can comfortably meet its financial obligations.

The most common method of financing a business is through debt financing, which involves obtaining loans or credit lines from lenders. Small businesses often rely on traditional bank loans, Small Business Administration (SBA) loans, or lines of credit to finance their operations and growth initiatives. Debt financing provides businesses with the necessary capital while allowing them to retain ownership and control.

Small businesses have quite a few financing options available to them, including traditional bank loans, SBA loans, lines of credit, equipment financing, invoice financing, revenue based financing, and crowdfunding. Traditional bank loans typically require collateral and a strong credit history, while SBA loans provide government-backed financing with more flexible terms.

Lines of credit offer access to funds as needed, while equipment financing allows businesses to purchase equipment with a loan. Invoice financing enables businesses to access funds tied up in unpaid invoices. Crowdfunding platforms allow businesses to raise capital from a large pool of individuals.

Businesses finance their operations and expansion through a combination of sources, including revenue generation, retained earnings, loans, equity investment, and strategic partnerships. Revenue generated from the sale of products or services is a primary source of financing day-to-day operations. Retained earnings, which are profits reinvested back into the business, can also be used to fund growth initiatives.

Loans, whether from traditional lenders or alternative sources, provide additional capital to support expansion. Equity investment involves selling ownership stakes to investors who contribute funds to fuel business growth. Strategic partnerships may involve collaboration with other companies to access resources, expertise, or capital for expansion.

When expanding a business, several financial factors should be considered. These include the availability of capital and financing options, the projected return on investment, cash flow implications, and the impact on profitability. It is crucial to conduct a thorough financial analysis and create realistic financial projections to assess the feasibility and potential risks of the expansion.

Evaluating the cost of acquiring or upgrading assets, hiring and training additional staff, and marketing the expanded offerings is also essential. A comprehensive financial plan will help guide the expansion process and ensure the business remains financially healthy throughout its growth journey.

A business may require short-term financing to manage cash flow gaps. This could be due to delayed payments from customers or seasonal fluctuations in revenue. By securing short-term financing, businesses can bridge the gap between paying expenses and receiving payments, ensuring smooth operations.

Businesses may also need short-term financing to seize immediate growth opportunities. This could include purchasing inventory at a discounted price, taking advantage of a limited-time marketing campaign, or funding a short-term project. Short-term financing provides the necessary capital to capitalize on these opportunities and drive business growth.

Short-term financing plays a hugely important role in the financial health and operations of a business. It provides businesses with quick access to capital, which can be crucial for addressing immediate financial needs, such as managing cash flow gaps or seizing time-sensitive opportunities. Short-term financing allows businesses to bridge temporary funding gaps, meet short-term obligations, and keep operations running smoothly.

It also offers flexibility, enabling businesses to adapt to changing market conditions, take advantage of growth prospects, and respond to unexpected expenses or emergencies. By effectively utilizing short-term financing, businesses can enhance their financial stability, maintain liquidity, and support their overall growth and success.

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